I forgot to mention. Two days ago, I went to the bank. I swapped my accounts around on my backup card and ordered a key card as a final backup. When overseas you generally only have access to the primary savings account on the card. So it is important that the right account be the primary savings account. However, with a credit card, it is possible that I will not be able to even access the primary savings, so it is good to have a card where there is only one account and this is the primary savings account.